What is the Core Scheme?

The Core Scheme is the free Group Term Life and Group Personal Injury coverage provided by MINDEF and MHA for eligible members. The coverage will cease once you complete National Service or leave the employment of MINDEF or MHA.

What is the Voluntary Scheme?

The Voluntary Scheme consists of the Group Term Life and Group Personal Injury coverage, as well as riders to cover critical illness, early critical Illness, disability and outpatient medical expenses. As an eligible member or affiliate member, you can purchase this insurance coverage for yourself and/or your dependant(s) (spouse and child) at very attractive rates. You will be covered till age 70 (age next birthday) even after you complete National Service or leave the employment of MINDEF or MHA. 

What other modes of payment are available for the MINDEF & MHA Group Insurance?

These are the other modes of payments available

  • AXS Machines

  • Cheque/Cashier's Order

  • iBanking

  • Credit or Debit Cards

  • Paynow

Please refer here for the available payment methods.

What is the Group Term Life and Group Personal Injury coverage?

The Group Term Life policy provides financial protection in the event of death as well as total and permanent disability.

The Group Personal Injury policy provides financial protection in the event of death, total and permanent disability, dismemberment, fracture and other injuries due to accident. For more details, please refer to the product summaries enclosed.

What are the other riders available?

You can supplement your Group Term Life and/or Group Personal Injury policy(ies) with any of these riders:
• Group Living Care – covers 37 critical illnesses
• Group Living Care Plus – covers 10 critical illnesses during early stage
• Group Disability Income – provides a regular income in the event of disability
• Group Outpatient Medicare – covers non-hospitalisation medical expenses
 

How can I apply for a higher sum assured or sign up for riders?

For MINDEF personnel, you may upgrade your coverages via MINDEF Group Insurance Online.

For MHA personnel, you may upgrade your coverages via MHA Group Insurance Online.

Can the sum assured of my Group Personal Injury plan be more than my Group Term Life plan?

Yes. The sum assured of both plans are independent of each other. 

Can the sum assured of the riders exceed the main plans (Term Life or Personal Injury)?

The sum assured of the riders cannot exceed the sum assured of the main plans (Term Life or Personal Injury, whichever is higher). 

Am I covered in the event of war and terrorism?

Yes, you will be covered in the event of war and terrorism under Group Term Life, Group Personal Injury, Living Care and Living Care Plus.

What is the maximum entry age for me and my spouse?

The maximum entry age is 65 years old at age next birthday.

How can I contact Singlife with Aviva for more details or if I have any enquiries?

For more details or any enquiries, please email us at [email protected] or [email protected] or contact us at 6827 8000.

This webpage is published for information only and Singapore Life Ltd. accepts no liability whatsoever with respect to its use or its contents.

The information contained here is accurate as at 1 Jan 2023.